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What If I Don’t Have Insurance for Rehab?

Enough is enough. You’ve declared you’re done with the devastating hangovers, the feelings of embarrassment and shame, and the highs that never last long enough and always send you plummeting for the ground. You’re done trying to pick up the pieces of a life attached to an addiction.

It’s time to get clean. It’s time to live in absolute sobriety.

But, you wonder, how can I pay for drug rehab without insurance?

This is a very common question many addicts and families face when working toward addiction recovery. Without question, not knowing how to pay for something that you know is necessary – life-saving, even – can be extremely overwhelming and leave you feeling defeated.

Rest assured, if you don’t have insurance, there are other ways you can pay for addiction rehab. Navigate financial assistance for drug rehab and find a route that works best for you by ensuring you’ve done your research and understand all your options.

Let this article help you jumpstart the process:

Is There Such a Thing as Financial Aid for Drug Rehab?

A recent study has shown that an estimated 22.7 million Americans needed treatment for a problem related to drugs or alcohol, but only about .9 percent of those individuals received treatment at a specialty facility.

With addiction rates rising every year, help for addicts is a hot topic in our country today. The vast majority of citizens and lawmakers see what a necessity it is to have drug rehab options for people without insurance.

Unfortunately, of the 22.7+ million Americans who still need addiction treatment, the majority of them will not receive the clinical and therapeutic assistance they need to achieve and sustain long-term sobriety. Why not? Most of the time it stems from a preconceived notion that rehab is too expensive, or they don’t know there are alternative options available.

In the most traditional sense, yes, there is financial aid for drug rehab. Certain organizations and foundations offer financial aid for drug rehab, such as scholarships, loans, and grants available to those who qualify.

  • The Substance Abuse and Mental Health Services Administration (SAMHSA) makes grant funds available through the Center for Substance Abuse Prevention, the Center for Substance Abuse Treatment, and the Center for Mental Health Services.
  • Search tools like Charity Watch and GuideStar help individuals in search of treatment funding.
  • Some rehabilitation centers offer specific grants and scholarships.
  • How to Pay for Drug Rehab Without Insurance

In addition to the various financial aid options that may be available to those who qualify, addicts and families who don’t have insurance that will cover rehab have used the following strategies to pay for addiction treatment:

  • Take out a bank loan
  •  Borrow money from family and/or friends
  • Utilize savings
  • Raise money via crowdfunding websites
  • Pay with credit card

At a certain point, addicts and family members will do whatever it takes to get into a well-established and clinically-sound addiction rehab center. They know that the better the care, the better the outcome. They also know that the sooner they get their addicted loved one into rehab, the better.

What You Need to Know About Financial Assistance for Drug Rehab

As you start your search for financial aid, you may discover that it is cumbersome, and grants and scholarships aren’t easy to find. Additionally, we understand that a bank loan, credit card, borrowed money, or savings reserve isn’t always in the cards for certain individuals.

To this we say: There is still hope.

One of the best ways to discover how to pay for drug rehab without insurance is to directly contact the treatment facility you want to attend.

Most addiction centers have dedicated admission experts ready and willing to help you uncover how to afford addiction rehab. Additionally, most facilities and programs offer a free and confidential assessment, so they can fully understand how best to help you.

Once you get connected, be sure to inquire about specific scholarships or financing options they may offer, or if they allow patients who qualify to pay on a sliding scale.

Think you’d benefit from a non-12-step addiction treatment program?

Discover Life-Changing, Holistic Addiction Treatment at Ranch Creek Recovery

Just because you don’t have insurance doesn’t mean you can’t pay for addiction treatment.

At Ranch Creek Recovery, we work hard to help you afford your stay in treatment. With a dedicated admissions team, we make it our mission to help you uncover practical ways to pay for rehab.

Offering an alternative to the traditional twelve step program, we deliver a variety of all-encompassing, holistic in-patient treatment services. We believe that every situation is unique, so we customize treatment to fit every individual’s recovery needs and walk with them every step of the way.

Learn more about our renowned addiction treatment programs.

Have questions? We’re here to help. Contact us today.

CALL NOW: (877) 293-8607

Resources:

National Institute on Drug Abuse. Nationwide Trends. https://www.drugabuse.gov/publications/drugfacts/nationwide-trends.

The Substance Abuse and Mental Health Services Administration (SAMHSA). Grants. https://www.samhsa.gov/grants.

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