One of the most common questions we hear in Murrieta, Temecula, and across Riverside County is: “How do families actually afford rehab?” Some rely on health insurance, others choose private pay for privacy, and many combine resources with financing or family support. At Ranch Creek Recovery, our job is to guide you through the process so the financial side doesn’t stop you from getting the care you need.
We partner with major carriers and regularly work with PPO plans. That means many of our clients see a significant portion of treatment covered. Here are a few common insurances we work with. If you don’t see your insurance here, don’t worry we may still work with them. Just call and we’ll help you figure everything out.
What “in-network” really means: For families with Aetna or Cigna, being in-network usually results in lower deductibles, higher reimbursement, and far fewer billing surprises. With Anthem and United PPO plans, even though we’re out-of-network, benefits are often strong enough that coverage is still substantial.
Many families tell us this is the moment they finally exhale. They go from confusion to clarity in less than a day.
If you’d rather speak directly with your insurance company, here’s a script you can use:
Every plan is different, but most include:
Even with insurance, most families have some out-of-pocket costs. These can include:
We calculate all of this for you up front so you’re never blindsided by a bill.
Not everyone has strong insurance coverage. At Ranch Creek, we walk through alternatives too:
While finances matter, families tell us they ultimately choose Ranch Creek because of the experience we provide:
Families describe it as the best of both worlds: financial clarity and deeply personal care.
If paying for treatment feels overwhelming, you don’t have to figure it out alone. One call to Ranch Creek Recovery can give you clear answers about insurance, out-of-pocket costs, and payment options — in minutes.
Call (877) 997-8931 or verify your insurance online to take the first step.
Let us do the heavy lifting to call & verify your insurance. We are in-network with most major insurance carriers including Aetna, Anthem BlueCross, Cigna, Humana, United as well as many others. And we are here to help you and your family figure this out.
Please note we DO NOT work with Medicare or Medi-Cal insurance policies.
Private luxury home in Murrieta providing comfort for our clients with no expense spared.
Our residential home offers fitness areas to help our clients get healthy throughout their stay.
Incredible private pool at the Bass House, with breathtaking views of the mountains
Find time to relax and enjoy our luxury amenities during your time at Ranch Creek Recovery
The main entrance for our primary residence the Bass House in Murrieta
Spacious chef style kitchen with all the kitchen tools and gadgets you can dream of.
Our clients are encouraged to prepare their own meals, but can request any food they want and we’ll do the shopping.
You’ll always find a quite, comfortable place to relax in our luxury residences.
Enjoy indoor activities like billiards, chess and other games to challenge yourself while in our programs.
Private bedrooms are available for some of our clients.
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(877) 997-8931
