How Does MultiPlan Insurance Coverage Work for Rehab?
Insurance is a common way to cover the costs of addiction treatment. However, the challenge is figuring out what your specific insurance policy means and what kind of coverage it provides for addiction treatment.
MultiPlan is a facilitator of preferred provider organization (PPO) networks, which means it doesn’t directly provide insurance to its members. At Ranch Creek Recovery, we can help you understand what your MultiPlan insurance coverage for rehab is like, so you can get the substance abuse treatment and care you need.
What is MultiPlan Insurance for Addiction Treatment?
If you are a MultiPlan insurance member, you’ll have access to hundreds of thousands of PPO healthcare providers at discount rates. A health plans administrator will help you access healthcare services and find providers who are part of the MultiPlan Network.
Since the Affordable Care Act expanded the amount of addiction treatment services insurance companies have to cover, your MultiPlan insurance plan may cover services like residential treatment, intensive outpatient treatment and outpatient treatment services. Of course, the types of services and the cost covered all depend on your specific MultiPlan insurance policy.
How Do I Confirm My MultiPlan Insurance Policy?
While most insurance providers cover some or all of the cost of addiction treatment, it’s important that you know this information about your specific insurance policy. This knowledge will help you narrow down your search to addiction treatment centers like Ranch Creek Recovery that accept MultiPlan insurance plans.
If your insurance provider is through the MultiPlan network, you will need to call the benefits administrator of your specific insurance plan. They will be able to walk you through your policy and tell you what sort of coverage you have for addiction treatment.
When on the phone with this administrator, remember to ask the following questions:
- What kinds of addiction treatment services are covered under my plan?
- How long of treatment is covered with my insurance?
- What out of pocket expenses should I expect to pay?
Answers to these questions will give you a clear understanding of what is covered by your insurance policy and what is not.
Since there is always a chance your coverage will be denied, be sure to ask the benefits administrator if there is an appeals process and write down the steps. It will be crucial for you to follow this process accurately if you need to appeal to get your insurance coverage accepted.
More about MultiPlan
MultiPlan is a New-York based insurer that works to provide insurance coverage to people in Wisconsin and the Southwest United States. MultiPlan has nearly 900,000 insurance provider partners and about 70 million members who access its wide range of insurance network products.
Find Out How to Get Started
If you’re ready to begin treatment for your addiction at our Murrieta location, we can help. Pick up the phone and call our friendly admissions team to learn about the next steps you should take. Our team can help you verify your MultiPlan rehab insurance benefits and answer all of your questions about life at Ranch Creek Recovery.